Tessient — Issuer Processing, Rebuilt

Modern issuer
processing for
the next generation

A complete issuer processing platform for cards and real-time payments — built for control, flexibility and scale.

1,000 TPSProven performance

99.99%Platform resilience

PCI readyBuilt for regulated scale

BUILT FOR THE PAYMENT ECOSYSTEM

VISA mastercard FPS LOCAL SWITCH PCI DSS

Power every payment experience with confidence.

Tessient provides a modern, configurable processing platform that helps issuers launch, migrate and evolve payment products with greater speed, intelligence and operational flexibility.

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Connect

Scheme connectivity and third-party integrations bring card networks, real-time payments and specialist services into the platform.

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⚡

Decide

The authorisation engine, rules engine, product configuration and fee logic evaluate each transaction in real time.

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Operate

Cards, customers, user hierarchy, reconciliation and operational tooling give teams the visibility to manage programmes at scale.

Cards & tokenisation

Real-time payments

Third-party integrations

Built for resilience, scale and intelligent operations.

Tessient is engineered as a modern issuer processing platform with cloud-native architecture, independent services and embedded intelligence designed to support demanding payment workloads.

Cloud native

Designed for modern cloud environments, automation and elasticity.

Microservices

Independent services support modular change and operational isolation.

Highly resilient

Built for continuity, graceful recovery and dependable processing.

PCI ready

Architecture aligned to regulated card-processing environments.

1,000 TPS

Engineered for high-throughput issuer processing workloads.

AI-driven management

Intelligence helps identify emerging issues earlier and reduce outages.

Intelligence across the processing lifecycle.

Tessient combines deep issuer-processing capability with advanced data intelligence, operational automation and exceptional configurability.

Reconcile

Advanced scheme fee reconciliation

Identify fee discrepancies, improve commercial visibility and reduce manual reconciliation effort.

Analyse

AI/ML-based data analytics

Turn transaction and operational data into patterns, exceptions and actionable insight.

Connect

Highly flexible API-driven platform

Integrate channels, ledgers, fraud systems and specialist third-party services with ease.

Tessient Intelligent processing core

Protect

Intelligent platform resilience

AI-assisted monitoring and anomaly detection help identify issues earlier and reduce significant downtime.

Decide

Real-time decisioning

Configurable rules support instant transaction decisions across products and customer scenarios.

Unify

Cards and real-time payments

Bring issuer processing and Faster Payments together on one modern processing platform.

Built by people who have spent decades inside payments.

Tessient combines deep issuer-processing expertise with the experience of building, scaling and successfully exiting payments businesses. We understand the technology, the operating challenges and the commercial realities behind modern issuing.

40+

Years of combined issuing experience

Our leadership team brings more than four decades of hands-on experience across issuer processing, card platforms, scheme connectivity and payments infrastructure.

Founders who have built and exited payments businesses

Tessient is led by founders who have created, scaled and successfully exited multiple payments companies — giving us a practical understanding of what customers need from a processor as they grow.

Deep issuer-domain specialism

We focus on issuer-side payments. That means our product decisions are shaped by the realities of authorisation, scheme rules, card lifecycle, reconciliation, risk and operations.

Designed from operational experience

The platform is informed by years of running payment programmes in production — with resilience, observability and operational control treated as core product capabilities.

Commercially aligned with scale

We understand that processing economics matter. Tessient is built to support institutions that need a modern platform capable of scaling without unnecessary complexity or legacy constraints.

Built for long-term partnership

Issuer processing is mission-critical. We work with customers as strategic technology partners, with a focus on implementation quality, transparency and long-term platform evolution.

Issuer processing specialists Payments founders Production experience Commercial understanding Long-term platform thinking

Power every payment experience with confidence.

Connect

Decide

Operate

Built for resilience, scale and intelligent operations.

Cloud native

Microservices

Highly resilient

PCI ready

1,000 TPS

AI-driven management

Intelligence across the processing lifecycle.

Advanced scheme fee reconciliation

AI/ML-based data analytics

Highly flexible API-driven platform

Intelligent platform resilience

Real-time decisioning

Cards and real-time payments

Built by people who have spent decades inside payments.

Years of combined issuing experience

Founders who have built and exited payments businesses

Deep issuer-domain specialism

Designed from operational experience

Commercially aligned with scale

Built for long-term partnership

Modern issuer processing should accelerate your strategy — not hold it back.