Al native issuer
processing by design
20+ Years expertise
24/7 Expert support
The Problem.
Why Now.
Issuer processing remains constrained by infrastructure from a previous generation.
Legacy Architecture
Built before cloud-native, real-time data and API-first development became requirements.
Operational Drag
Long cycles, expensive customisation, fragmented debit and credit and limited flexibility.
Limited Intelligence
Insights sit outside the processing layer, slowing decisions and increasing cost.
Insights sit outside the processing layer, slowing decisions and increasing cost.
Regulatory complexity raises the cost
of maintaining inflexible legacy systems.
AI-driven fraud and risk require
intelligence inside the processing layer.
Built by Operators who Understand Issuer Processing at Global Scale.
Decades of Experience
The founding team has spent decades designing, building and scaling issuer-processing technology at a global scale. They have worked both with and for some of the largest global operators, consultation end to end.
Next-Generation Platforms
Built next-generation processing platforms, supporting global fintech and banking diversity growth in complex regulatory environments.
Proven Track Record
Technology created by the founding team was adopted by major fintech leaders including Revolut.
Customer Trust
Customers committed to Tessient before full launch, trusting the team’s proven ability to execute.
The Tessient Platform
Eliminate the barriers created by legacy systems and third-party processors with a complete infrastructure for credit, debit, and prepaid cards.
Modern Architecture
Cloud-native, API-first infrastructure built for rapid deployment and global scalability.
Embedded Intelligence
Risk, fraud and operational insights designed to sit inside the core processing layer.
Full Issuer Capability
Debit, credit, real-time authorisation, settlement, ledger, analytics and AI-powered decisioning.
Complete in-house
processing infrastructure
Eliminate the barriers created by legacy systems and third-party processors with a complete infrastructure for credit, debit, and prepaid cards.
Your Own Processing Infrastructure
Deploy white-label software on your infrastructure with complete operational control. Eliminate third-party processor dependency.
Direct Scheme Connectivity
Direct Mastercard and Visa connections. Cut out intermediaries, reduce settlement delays.
Zero Transaction Fees
Transform variable costs into fixed infrastructure investment without fees eating margins.
No Hidden API Charges
Access the complete API suite without per-call fees. Build custom integrations and automate workflows freely.
AI-Native By Design
AI is part of the infrastructure — embedded into the platform stack so that fraud, credit and analytics decisions are made at the point of authorisation, not after it.
Machine Learning at the Core
Fraud detection, credit risk assessment, behavioural analysis and transaction intelligence — driven by ML at point of authorisation.
Intelligence as a Product
Embedded intelligence that improves issuer profitability, customer experience and portfolio performance.
AI-Supported Processing
Automated monitoring, exception handling, portfolio insights and operational automation built into the workflow.
Want to know more?
+44 (0)7795 673847
leeroy@tessient.com
